RECLAIM YOUR
RETIREMENT.
Stop flying blind. Our 2026 Digital Audit Suite gives you the exact tools needed to decode your TIAA statement, simulate exit strategies, and benchmark your 403(b) against the world's lowest-cost providers.
FOUR TOOLS,
ONE MISSION.
Fee Decoder
TIAA reports fees as "Net of Expenses." Our engine strips away the marketing and reveals the true expense ratio, including administrative "wrap" fees.
Exit Simulator
Running a Transfer Payout Annuity (TPA)? See your 10-year release schedule visualized, including projected returns and tax implications.
Benchmark Pro
Compare your current TIAA-CREF allocations side-by-side with institutional Vanguard and Fidelity equivalents. See the compounding gap.
Advocacy Kit
Ready to talk to HR? We provide the exact questions and data points your district or non-profit needs to hear to improve the plan.
AUDIT YOUR FUTURE IN
3 SIMPLE STEPS.
Upload or Input
Simply enter your fund tickers and account balances, or upload your latest statement for automatic processing.
Run the Analysis
Our 2026 engine cross-references your data with the latest SEC filings and fee disclosures across all 403(b) vendors.
Get Your PDF Report
Receive a comprehensive 12-page breakdown of your retirement plan, including actionable steps to save on fees.
SIMPLE, TRANSPARENT PRICING.
We are independent. We don't take commissions, so our tools are funded by you.
Individual Audit
One-time payment. Lifetime access to updates.
- ✓ Personalized Fee Audit Report
- ✓ TIAA Traditional Exit Simulator
- ✓ Market Comparison Tool
- ✓ Email Support for 30 Days
Staff & Union Bundle
Empower your entire department or union local.
- ✓ 50 Individual Audit Licenses
- ✓ Group Educational Webinar (60 min)
- ✓ Custom District Vendor Analysis
- ✓ 403(b) Advocacy Toolkit
"I had over $300k in TIAA Traditional and had no idea it would take 10 years to move it. Juniperian's simulator gave me the data I needed to start my transition safely before I retire in 2028."
MARCUS R.
Mathematics Dept. Chair, Chicago Public Schools
TOOLKIT
QUESTIONS.
Is my data secure?
Absolutely. We do not store your account numbers or social security details. Our engine only processes tickers and balances locally. We never sell your data to third-party financial advisors.
Do I need to be a finance expert?
No. We built this for teachers, not traders. Our reports use simple language, clear visuals, and provide a "Translation Key" for the complex jargon found in TIAA prospectuses.
Can I get a refund if I'm not satisfied?
Yes. If our audit doesn't find at least $49 worth of fee-saving opportunities in your plan, just email us within 14 days for a full refund. No questions asked.
OWN YOUR DATA.
FIX YOUR FUTURE.
Don't let TIAA's complexity be an excuse for higher fees. Join the 5,000+ educators who have audited their retirement with Juniperian.